Financial Policies
Thank you for choosing our office for your dental needs.  We realize that every person’s financial situation is different.  For this reason, we have worked hard to provide a variety of payment options to help you receive the dental care you need and deserve that allows you to enjoy a healthy, beautiful smile with respect to your budget.  Dental treatment is an excellent investment in an individual’s medical and psychological care.  We are always available to answer your questions or assist you in any way we can.
 
To maintain the practice operations and prevent potential misunderstandings, we ask patients to accept and adhere to financial arrangements regarding their dental treatment.  Payment is expected at the time services are rendered.  We accept cash, checks, ATM cards, and all major credit cards.
 
Optional Payment Terms:
  1.  Payment Plan: By arrangement with Care Credit or Capital One, we offer our patients, upon approval, an interest-free term loan up to 12 months, or payment plans for 24,36, or 48 months with minimal interest, with no down payment, no annual fee, and no prepayment penalty.  Please ask for application.
  2. Full Pay Cash Discount: We offer a 5% accounting courtesy for all treatment plans of $1000.00 or greater that are paid in full (cash or check) prior to the first scheduled appointment of dental service.  We still file your insurance and payment will go directly to you the patient.
  3. Pay As You Go: Pay the Estimated balance on every visit for the Estimated portion remaining after insurance pays.
 
Payment Needed Prior to Scheduling Large Cases and Sedation Appointments.
 
Broken Appointments: Appointments are reserved especially for you.  If you must change your appointment, we require at least 24 hours notice to avoid a $50.00/ half hour cancellation fee.  On large cases and sedation appointments, we need 3 days prior to appointment to avoid the $50/ half hour charge.

We also accept payment plans and work with these outside finance companies to help you finance your dental needs:

Special Financing:

Our office also works with CareCredit to assist you with your payments. For qualified applicants, interest-free payments can be spread over a 3, 6 or 12 month period. Finance company approval must be obtained prior to starting your treatment. Please see either the CareCredit information below.

No Interest Payment Plans

  • 3, 6, & 12 month plan options
    [Click for Details]
  • No interest if the balance is paid within the specified time period.
  • Low minimum monthly payments

Extended Payment Plans

  • 24, 36, 48, & 60 month plan options
    [ Click for Details]
  • For procedure fees from $1,000 to over $25,000
  • 11.90% interest rate
  • Monthly payments as low as $25 for a $1,000 fee balance

With CareCredit, you pay no up-front costs, no pre-payment penalties and no fees. Plus, CareCredit is a revolving credit line for additional treatment or add-on charges, without the need to re-apply. It only takes a few minutes to apply for CareCredit and you'll receive an online decision in seconds! Apply now or see our staff for more details.

Click here to apply now!
As a service to our patients, we are pleased to offer the CareCredit card, the nations leading patient payment program. With CareCredit you can finance 100% of your dental care and there are no upfront costs, no annual fees, and no pre-payment penalties. So, you can begin your treatment today and conveniently pay with low, monthly payments.

CareCredit offers a full range of payment plans so you can find one that works best for you. With the popular No Interest Payment Plans* there are no interest charges if you pay your balance in full within the specified time period. Monthly payments can be as low as 3% of your balance. For procedure fees from $1,000 to $25,000, CareCredit offers 24, 36, or 48 month plan options with low monthly payments available.

CareCredit can be used by the whole family for ongoing treatment without having to reapply. And by using CareCredit for your dental care, you can save your other credit cards for household or unplanned expenses. It only takes a few minutes to apply for CareCredit and you'll receive an online decision in seconds! Apply now or see our staff for more details.
CAPITAL ONE LOW MONTHLY PAYMENT PLAN

We also offer Dental Fee Plan, which is a flexible monthly payment option offered through our office. It is specifically designed for cosmetic dentistry and related specialties - with payments as low as $84 per month**.

  • No initial payment
  • Low, fixed rates ranging from 5.9% - 12.9% APR
  • Low monthly payments
  • First Payment Not Due for 4-6 weeks
  • No prepayment penalty, Terms up to 60 months

    You may apply quickly and securely via the web. Click on the logo to begin the process. If you prefer, you may also apply over the phone by calling 877-337-4171 .

    There is no need to put off your treatment any longer! Phasing treatment due to budget constraints is no longer necessary. Most physicians and dentists prefer comprehensive treatment resulting in fewer appointments and better results for you. Please click the image to the right to apply.
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    Dr. Scott Schumann is a general, cosmetic, and family dentist who welcomes new patients from all areas including Grove City, Briggsdale, Sullivants, Ridpath, Pleasant Coerns, Hamilton, Meadows, and Steelton. Grove City Dentist Dr. Scott Schumann provides dental services for cosmetic and restorative dentistry such as teeth whitening, implants, Lumineers, crowns, fixed bridges, root canal therapy, porcelain veneers, bonding, and sedation dentistry.